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The online mega store Konga in partnership with banks in Nigeria has taken a bold step in addressing the issue of Pay on Delivery, or Cash on Delivery with the launch of their app called KongaPay.With these app customers can link their Konga accounts directly to their bank accounts and to also choose on how their items would be paid.


The KongaPay platform was created to help customers pay for item easily on their website,it removes the process of you entering your debit card information anytime you buy anything from konga.

In order for you to enjoy this wonderful service from konga customers most have an account with any of the banks in Nigeria and a registered phone number.You also need to setup the kongaPay using your konga account or you open an account with konga if you don’t have one.





  • Start by visiting : https://www.konga.com/kongapay
  • Sign in with Your Konga Account or you register if you don’t have one.
  • Select your bank.
  • Enter your name, details of your ATM card and your BVN number.
  • Click “Continue”
  • Enter your phone number, date of birth and choose a PIN, Your PIN should be 4 digits
  • Click “Continue”
  • Enter the code sent by KongaPay to your phone or email
  • Click “Complete Sign Up”

If your setup is successful you will see a notification informing you that your setup was “successful”.

After this,shopping can be done easily on KongaPay.

The next time you visit Konga online store to make a purchase, all you’ll have to do is enter the code sent to you by your bank to authorize the purchase.

Also have it mind that the phone number you use in receiving the code matches the same phone number linked to your bank account

Another fascinating thing about the app is that refunds can be done instantly to your bank account when you cancel an order or request a refund.


  • Fast and easy one-time signup
  • Link your debit cards and bank accounts for seamless transfers and payments.
  • No tokens, No CVV Pay with just your mobile phone.
  • Set up payment subscriptions and recurring payments.
  • Receive money through your mobile number without a bank account.
  • Make airtime and cable TV payments.
  • Skip the queue and make payments faster with your QR Code.
  • Generate QR Codes of items you want to sell and share online.
  • Fast, reliable & secure with fraud prevention to minimize risks and chargebacks.
  • You also get 5% discount on anything you buy using KongaPay.


  • Access Bank
  • Diamond Bank
  • Ecobank
  • Fidility Bank
  • First Bank
  • Guaranty Trust Bank(GTB)
  • Heritage Bank
  • Jaiz Bank
  • Keystone Bank
  • Skye Bank
  • Stanbic IBTC Bank
  • Standard Chartered
  • Sterling Bank
  • United Bank For Africa(UBA)
  • Union Bank
  • Unity Bank
  • Wema Bank
  • Zenith Bank

To make it easy for customers to have easy access to KongaPay,customers can download the app  from Google Play store and Apple Store.

NOTE: Verve Cards are currently not supported on KongaPay. MasterCard and Visa Card are accepted!

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